Players in New Zealand have the ability to fund an account at SpinRio casino If depositing with cards, e-wallets, bank transfer or a prepaid voucher, they will be free of charge to use and credited within seconds on most options, so you can start to spin before the kettle boils. Spin Rio casino sets a waiting period of between 0 to 48 hours on cashouts, then e-wallets require between 1 to 3 days and cards 3 to 8 days. The monthly cashout cap is set at approximately NZ$13,000, with amounts over something like NZ$4,200 requiring an additional verification.
How to fund your account
Your cashier is available with the items Kiwi players actually purchase first, as well as some additional choices for those who have money stored in an e-wallet.
Visa debit
Mastercard debit
PayPal
Skrill
Neteller
MuchBetter
ecoPayz
Paysafecard
Trustly
Rapid Transfer
Bank Transfer
The minimum deposit is NZ$20 for all methods, which is easy to remember. With the exception of Bank transfer, the upper limits vary according to your bank/wallet provider, while cards and e-wallets can handle a maximum single transaction of NZ$8,500. Bank transfer has no upper limit, should you require it, but it is wise to speak to live chat in advance so that nothing is left sitting unmatched.
Card and e-wallet deposits are added to your balance right away. Trustly and Rapid Transfer draw straight from your online banking and generally clear in a minute or two. Bank transfer is the slowpoke, 1-3 working days depending when your bank plays batch.
We don’t charge a cent on deposits. No percentage, no flat admin fee, no hidden cut on currency. If your card issuer treats the transaction as anything other than a purchase, that’s on their side, and most New Zealand banks process it normally.
Here, Trustly is certainly one to mention for the players. It accesses your bank account by a login similar to Open Banking, so no card number to type and no wallet needed registration. MuchBetter is also a mobile first favorite because it all happens in the app with a fingerprint.
Method Processing time Minimum Deposit Fees Visa debit Instant NZ$20 None Mastercard debit Instant NZ$20 None PayPal Instant NZ$20 None Skrill Instant NZ$20 None Neteller Instant NZ$20 None MuchBetter Instant NZ$20 None ecoPayz Instant NZ$20 None Paysafecard Instant NZ$20 None Trustly A few minutes NZ$20 None Rapid Transfer A few minutes NZ$20 None Bank Transfer 1 to 3 working days NZ$40 None
Adding Funds Step by Step
Log in and open the cashier from the top of the page.
Pick Deposit and choose your payment method from the list.
Type the amount in New Zealand dollars, starting from NZ$20.
Enter your card or wallet details, or log in to your bank if you picked Trustly.
Verify the 3d secure prompt your bank pushes to its own app.
Select the bonus you’d like to claim before submitting — unfortunately we can’t add offers retroactively once the money has arrived.
On average, payment via a registered card takes less than a minute and roughly two minutes when entering card details. Common reasons for payment failure include New Zealand banks defaulting to decline gambling transactions, which can be disabled through your bank’s app, or name discrepancies between your bank account and card. If these do not apply, provide the timestamp and transaction amount to live chat and we will investigate.
Getting Your Winnings Out
All of the options in the cashier are two way, so all of the listed options Visa, Mastercard, PayPal, Skrill, Neteller, MuchBetter, ecoPayz, Paysafecard, Trustly, Rapid Transfer and bank transfer can also be used for withdrawals.
A SpinRio withdrawal requires a pending period of 0 to 48 hours initially, during which time we perform our security checks and you can decide to cancel it if you so wish. Once the withdrawal has cleared, e-wallets pay out within 1 to 3 days and cards within 3 to 8 days because the withdrawal is returned through the card scheme to the casino not directly to you.
The minimum cashout is NZ$40. Monthly volume is capped at the equivalent of about NZ$13,000, and a request over roughly NZ$4,200 needs additional verification before we release it, which normally means a short document check rather than anything dramatic. There’s no separate daily or weekly ceiling beyond that monthly figure, though very large balances may be paid in instalments across months.
Withdrawals are free. We take nothing, and we don’t pass on a processing charge.
Our only unbreakable rule: Money must return to the method used to deposit it. If you funded your account with a Paysafecard it cannot receive deposit funds so we will ask you to nominate a bank account or e-wallet in your own name instead. No third party accounts.
Any requests exceeding NZ$4,200 in value are detained for additional checks prior to approval.
Requesting a Payout
Complete any current bonus or clear it from your account, as bringing wagered amounts in is likely to block a cashout.
Open the cashier and choose Withdraw.
Verify which method you funded the account with.
Enter an amount of NZ$40 or more.
Upload documents if we’ve asked for them, then confirm.
The maximum wait of req is 48 hours. E-wallet payouts usually credit your balance straight away or during the next working day. Card withdrawals usually appear after 3 to 8 days as a refund line. The published time for bank transfers depends on your bank process.
Verification Before Your First Payout
The licence we hold from the Malta Gaming Authority requires us to know who we pay, and frankly it protects you just as much as us. Once your account is verified no-one can rob it just because they found your password.
In most cases there are three things that cover it. A photograph identification, e.g. passport, drivers license, proof of address within last three months e.g. power bill, bank statement, confirmation of the method of payment, e.g. masked card photograph, screenshot of your wallet account page.
Upload them in the account area under the documents tab. Camera phone pictures are acceptable as long as all 4 corners are present and nothing is blurred. We review submissions 24/7 and most are approved within a few hours and a 24 hour turnaround time is typical if something needs a second review.
Done once and that’s it. We won’t contact you again unless you have a new payment method, your documents expire or a cashout is over NZ$4,200.
The most common reasons for wanting to keep your money and personal data safe are:
All transactions happen through an encrypted connection, so the card number and bank login details are scrambled and unreadable in transit. The full card details are held securely by our regulated card payment processing providers, which is why you may be asked to input a security code when completing a payment.
Our fraud team is alert for the types of transaction you care about, such as a payment made from a card attached to another player, a quick change of payout details or a login from a country you’ve never played from. The payment is held, not removed and you are told what information is required to release it.
The tools to control your own spending are available within your account settings. You can set a daily, weekly or monthly deposit limit and this takes effect as soon as you hit ‘save’ while the relax one is not effective for a cooling off period. Other options available include taking a time out, requesting a longer self exclusion or closing the account. Players in New Zealand feeling in need of extra help can call the Gambling Helpline on 0800 654 655, or for free confidential counselling support outside of the gambling industry, you can contact the Problem Gambling Foundation of New Zealand.
Why is my payout pending for so long
We hold cashouts for a range of times from zero hours to 48 hours before they leave the casino. Within that time our payments team verifies that the request was yours, that there is no bonus wagering still to be completed and that the destination account is in your own name. Many requests will be approved within a couple of hours. The benefit of pending stage is that if you change your mind you still have the option to cancel and continue playing, which you can’t do once we release your funds.
Am I being deducted anything from my deposit or payout?
We don’t charge fees on either end. A NZ$100 deposit shows up as NZ$100 and a NZ$650 cashout arrives as NZ$650. The only fees that can show up are those from elsewhere in our cashier e.g. a currency conversion fee if you haven’t got your Bank holding your funds in NZD or from your wallet provider who may charge you for forwarding cash out of their balance to your Bank later.
What is the maximum I can possibly take out in a month
Monthly cashouts are limited at the equivalent of approximately NZ$13,000. Cashouts of more than around NZ$4,200 in a single transaction are placed on hold for extra security and are subject to further authentication, which simply involves requesting a new document or payment method confirmation before releasing the funds. If you hit a jackpot that exceeds this limit, we will process the payout in instalments and one of our customer support agents will outline this schedule for you in writing.
Can I withdraw to the method different than I originally deposited in?
Generally no. Any money is sent back to the originating source because that’s how we and our regulator prevent money being bounced around various accounts. Paysafecard would be the exception as it is not possible for a voucher to receive a payment in which case you would nominate a bank account or e-wallet held in your own name and that would be where funds are settled.
Could not complete my payment (for my card), what happened?
Try your banking app. Many New Zealand banks now allow you to activate a gambling block and remove it, which can take 24-48 hours with some providers. If no luck there, ensure the name on the casino account is identical to the name on the card down to the middle name. Still having problems? Our livechat is available 24/7 and you can also contact [email protected] with the amount and timestamp.
What method of payment makes my money come to me the quickest
E-wallets. Paysafecard, Skrill, Neteller, MuchBetter and ecoPayz all clear between 1 and 3 days, once you have waited out the pending period, and Trustly falls into the same category. Card payouts take 3 to 8 days because they then travel back along Visa and Mastercard, until your bank posts them, and bank transfers are in the same category.
Is there an upper limit on the deposit I can make
Certainly, it takes thirty seconds to set the limits in your account settings. Select daily, weekly or monthly and we immediately start enforcing. Reducing a limit is immediate; increasing it is intentionally slow so a snap decision can’t reverse it. You won’t find slow options for taking time outs, self-excluding or closing an account however—they are reached through the same menu. The Gambling Helpline (0800 654 655) is also available to Kiwi players seeking additional assistance or broader exclusion.